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Fast Funding, Proven Results.

The Southeast’s Premier Source for Single-Family Real Estate Capital.

We provide agile Private Money Loans and high-yield, Asset-Backed Investment Opportunities exclusively for the single-family residential market across Texas and the Southeast.

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Closing Deals in as Little as 7 Days across TX, AR, LA, MS, AL, GA, & TN.

Guiding Your Finances to Success Since 2007

Core Service Areas

Reliable Capital Across the Southeast Corridor

MEC Capital is the bridge between opportunity and execution. We specialize in non-owner occupied, single-family residential (SFR) projects in:

  • Texas: Houston, Dallas, Austin, San Antonio
  • Georgia: Atlanta, Savannah, Augusta
  • Tennessee: Nashville, Memphis, Knoxville
  • The Deep South: Strategic lending in Arkansas, Louisiana, Mississippi, and Alabama.

Dual-Path Value Proposition

For the Single-Family Investor

100% Rehab Coverage

We fund the purchase and the renovation to maximize your leverage.

Rapid Underwriting

 Our localized knowledge means we don’t need 30 days to “study” the market. We know the 713, the 404, and the 615.

No Junk Fees

Transparent terms. Fast draws. Proven results.

Capital Partner

For the Passive Investor

  • First-Lien Security: Every dollar is secured by the underlying single-family asset at a conservative 65-70% ARV.
  • Consistent Yield: Earn 8-12%+ preferred returns backed by the stability of residential real estate.
  • Professional Risk Management: We handle the underwriting, the draws, and the servicing. You collect the checks.

Proof of Results

The "MEC" Advantage

7-Day Closings: Because in single-family, the best deals don’t wait for bank committees.

Single-Family Focus: We don’t get distracted by retail or industrial. We are experts in the residential asset class.

Scalable Tech: Use our Borrower Portal to generate instant Proof of Funds letters to win more bids.