Stop leaving your liquidity tied up in deals. MEC Capital provides aggressive, asset-based commercial leverage frameworks in the Southeast for experienced single-family residential operators.
We prioritize asset value and project viability over traditional debt-to-income (DTI) metrics. Our underwriting centers on the property’s After-Repair Value (ARV). If the deal underwriting is sound, we fund it.
Unnecessary delays in construction funding can disrupt active single-family rehabs. Our streamlined commercial draw platform is engineered to accelerate liquidity for professional flippers.
MEC Capital serves as a specialized, “boots on the ground” commercial bridge lender across the following key regional markets:
To deliver on our fast funding timelines, we maintain transparent, transaction-focused requirements:
Avoid missing out on high-margin acquisitions due to lagging proof-of-funds documentation. Approved MEC borrowers can instantly generate customized, asset-backed Proof of Funds (POF) letters through our platform to verify capital capability to wholesalers and real estate agents.
Disclosures: All loan programs, funding facilities, leverage tiers, and financial products provided by MEC Capital are structured strictly for business-purpose, commercial, investment, or real estate rehabilitation transactions. Under no circumstances are lending products or capital draws available for personal, family, consumer, or primary residential purposes. MEC Capital does not issue consumer mortgages or finance owner-occupied properties. Reaching “100% of Purchase and 100% of Rehab” represents a maximum available funding cap reserved for highly experienced real estate operators and properties with exceptional equity metrics; actual loan-to-cost (LTC) and loan-to-value (LTV) limits are finalized solely upon underwriting completion. Funding timelines, closing windows (such as the target 5–7 business days), and draw reimbursement schedules are ideal targets based on standard processing conditions. Actual timelines remain subject to third-party title clearances, legal verification, independent appraisal reviews, and external banking wire constraints.