Fast Funding, Proven Results.

The Southeast’s Premier Source for Single-Family Real Estate Capital.

We provide agile Private Money Loans for residential real estate operators and target-yield, Asset-Backed Investment Opportunities for accredited capital partners across Texas and the Southeast.

Closing Deals in as Little as 7 Days across TX, AR, LA, MS, AL, GA, & TN.

Guiding Your Finances to Success Since 2007

Core Service Areas

Reliable Capital Across the Southeast Corridor

MEC Capital is the bridge between opportunity and execution. We specialize in financing and capital deployment for non-owner occupied, single-family residential (SFR) projects in:

  • Texas: Houston, Dallas, Austin, San Antonio
  • Georgia: Atlanta, Savannah, Augusta
  • Tennessee: Nashville, Memphis, Knoxville
  • The Deep South: Strategic lending in Arkansas, Louisiana, Mississippi, and Alabama.

Dual-Path Value Proposition

For the Single-Family Investor (Borrower)

100% Rehab Coverage

We fund the purchase and the renovation to maximize your leverage.

Rapid Underwriting

 Our localized knowledge means we don’t need 30 days to “study” the market. We know the Texas and the Southeast.

No Junk Fees

Transparent terms. Fast draws. Proven results.

Capital Partner

For the Passive Investor

  • First-Lien Security: Capital pools are structurally protected by senior positions, backed by first-priority liens on underlying single-family assets at a conservative 65-70% ARV. (See Risk Disclosures)
  • Targeted Yield: Position your capital to pursue 8-10%+ annualized targeted returns, built on the historical stability of residential real estate debt.
  • Professional Risk Management: We manage the heavy lifting. Our team handles the rigorous underwriting, construction draw inspections, and loan servicing while you receive consistent distributions.

Proof of Results

The "MEC" Advantage

7-Day Closings: Because in single-family, the best deals don’t wait for bank institutional committees.

Single-Family Focus: We don’t get distracted by retail or industrial. We are dedicated specialists in the residential asset class.

Scalable Tech: Use our custom Borrower Portal to generate instant Proof of Funds letters to win more bids.

Disclosures: MEC Capital provides business-purpose, commercial loans only. Loans are restricted to non-owner occupied residential properties intended for investment, construction, or rehabilitation. Under no circumstances are our lending products available for consumer, personal, family, or primary residence use. Investment opportunities advertised on this website are offered under Regulation D, Rule 506(c) private placements and are restricted exclusively to verified Accredited Investors. Private placement investments are highly speculative, illiquid, carry a high degree of risk, and investors must be prepared to withstand a total loss of principal. Targeted or projected returns are estimates only, do not constitute guarantees of future earnings, and are subject to market conditions, borrower defaults, and economic fluctuations. First-priority liens mitigate, but do not eliminate, principal risk. Foreclosure processes resulting from borrower defaults can be lengthy and costly, potentially affecting fund performance and liquidity. MEC Capital does not provide tax, legal, or investment advice. Securities have not been registered with or approved by the SEC or any state regulatory authority. Complete risk factors are detailed exclusively in the Private Placement Memorandum (PPM), which must be thoroughly reviewed prior to investing.