Borrower

We Fund 100% of Your Purchase. We Fund 100% of Your Rehab.

Fast Funding, Proven Results

Stop leaving your own cash in deals. MEC Capital provides the most aggressive leverage in the Southeast for experienced single-family investors.

Our Single-Family Loan Programs

We don’t look at your DTI (Debt-to-Income); we look at the ARV (After-Repair Value). If the deal makes sense, we fund it.

Feature

MEC Capital Fix-and-Flip

Traditional Bank

Purchase Funding

Up to 100%

75% - 80%

Rehab Funding

100% (Draw Based)

0% (Out of Pocket)

Time to Close

5 – 7 Business Days

30 – 45 Days

Credit Requirements

Asset-Based / Flexible

Strict / Credit-Driven

Asset Class

Non-Owner Occupied SFH

Primarily Owner-Occupied

MEC Velocity

The "MEC Velocity" Draw Process

The biggest bottleneck for Houston and Atlanta flippers is waiting for rehab funds. Our Capital-First Pipeline ensures that your money is ready before you ask for it.

Submit Proof of Work: Upload photos and invoices directly to the MEC Borrower Portal.
Rapid Inspection: We trigger a virtual or local site visit within 24 hours.
Same-Day Wire: Once verified, we wire the 100% reimbursement for that milestone directly to your account.

Regional Expertise

Regional Expertise: Where We Lend

MEC Capital is the “boots on the ground” lender for the following states:

Texas: The leader in Houston, Dallas, and San Antonio fix-and-flips.
Georgia & Tennessee: Nashville and Atlanta’s source for rapid SFH capital.
The Southeast Corridor: Serving Arkansas, Louisiana, Mississippi, and Alabama.

No-Hassle

The "No-Hassle" Underwriting Checklist

To maintain our Fast Funding promise, we keep our requirements simple:

Property: Non-owner occupied Single-Family Residential (SFR).
Appraisal: BPO (Broker Price Opinion) or full appraisal depending on loan size.
Insurance: Builder’s Risk and General Liability.
Entity: Loans must be closed in a business entity (LLC or Corp).

Funding

Need to Make an Offer a Today?

Don’t lose a deal because you’re waiting on a lender letter. Active MEC borrowers can generate Customized Proof of Funds (POF) letters in seconds through our portal to show wholesalers and agents you are backed by MEC Capital.