1. Nature of Services & User Certification

MEC Capital (“the Company”) provides a platform for Accredited Investors and Business-Purpose Borrowers. By accessing this site, you certify that:
● For Borrowers: You are seeking credit solely for commercial, business, or investment purposes. You represent that no loan proceeds will be used for personal, family, or household purposes.
● For Investors: You acknowledge that MEC Capital operates under SEC Rule 506(c). Access to specific offering materials is restricted to verified Accredited Investors.

2. No Offer of Securities or Financial Advice

The content on this website is for informational purposes only. Nothing herein constitutes an offer to sell or a solicitation of an offer to buy any securities.
● Past performance is not indicative of future results.
● MEC Capital is not a registered investment advisor, broker-dealer, or financial planner.
● All investors are encouraged to consult with their own legal, tax, and financial professionals before committing capital.

3. Regulatory Compliance & 506(c) Verification

Investors acknowledge that MEC Capital is required by law to take “reasonable steps” to verify Accredited Investor status. You agree to provide necessary documentation (tax returns, W-2s, or third-party letters) through our secure portal to satisfy these SEC requirements. Failure to
provide verification will result in immediate disqualification from the offering.

4. Mandatory Arbitration & Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
Any dispute, claim, or controversy arising out of or relating to these Terms, the use of this Website, or the services provided by MEC Capital shall be settled by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial
Arbitration Rules.
● Venue: The arbitration shall take place in Harris County, Texas.
● Individual Capacity: You agree that any arbitration shall be conducted in your individual capacity only and not as a class action or other representative action. You expressly waive your right to file a class action or seek relief on a class basis.

5. Remote Mediation & Dispute Escalation

MEC Capital is committed to resolving disputes efficiently. Parties agree to the following
Dispute Escalation Ladder:
1. Direct Negotiation: Parties must first attempt to resolve the dispute through good-faith direct negotiation for a period of thirty (30) days.
2. Remote Mediation: If negotiation fails, parties must participate in at least four (4) hours of Remote Mediation via a mutually agreed-upon video conferencing platform (Zoom/Teams) before filing for arbitration. The costs of the mediator shall be split equally between the parties.
3. Binding Arbitration: Only after the above steps are exhausted may a party proceed to arbitration as outlined in Section 4.

6. Limitation of Liability & Indemnification
To the maximum extent permitted by law, MEC Capital and its Managing Member, Sheldon Holder, shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its calculators. You agree to indemnify and hold harmless MEC Capital from any claims resulting from your breach of these Terms or your misrepresentation of “Accredited” or “Business-Purpose” status.

7. Intellectual Property & Portal Access

All content, including the MEC Investment Calculator, proprietary underwriting descriptions, and the slogan “Fast Funding, Proven Results,” are the intellectual property of MEC Capital. Unauthorized use, scraping, or reproduction of these materials is strictly prohibited.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

MEC Capital
555-555-5555
info@meccapitalfund.com